Auto Insurance FAQs
Auto Insurance FAQs
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company. If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Who do I call to file a claim?
Reach out to your agent or insurance provider. If someone else is liable for your damages, it's essential to also get in touch with their insurance agent or company. The assigned adjuster will then guide you on any further necessary actions.
What does my policy require me to do after an accident?
Inform your insurance provider about the accident's details, including the time, location, and circumstances of the incident. Provide the names and addresses of individuals injured in the accident as well as any potential witnesses. Collaborate fully with the investigation process. Lastly, acquire or grant authorization for your insurance company to secure necessary documents, medical records, and relevant information.
Want more information on your rights? To make an appointment, call us at 910-392-5194 or make an appointment online!Reviews
If you drive a Mercedes, Porsche, Jaguar, Audi or any foreign car this is the place you need to go for expert diagnostics and repair. John M |
Mauricio at Inter Shop is the best shop steward I have ever worked with. He is on the spot identifying potential issues, while also sharing if they need immediate attention or can wait awhile if I need to. Intershop in Wilmington has fixed every issue we have without requiring any follow up. Awesome Troy C |
Mauricio worked on my 2004 x-type and it has run smooth ever since. My wife used another shop but after having a unhappy experience, I suggested she take her 2006 mini to Inter Shop. They fixed her problem and she in now going to use them exclusively. I just bought a 2007 Mercedes S550, partly based on Mauricio because I know if there are any problems, he will look after me. I feel their prices are reasonable and knowledge impressive. It has become harder and harder to find good mechanics these days but I have hit the sweet spot with Inter Shop. Give them a try, you wont be disappointed. David R |